LIC BIMA DIAMOND PLAN FEATURES 841

Plan :Bima Diamond (841)

Product Summary :
LIC's Bima Diamond Plan (841) is a non-linked, with-profits, limited premium payment money back type plan which offers a combination of protection and saving.

Premium Payment Mode:
Yearly, Halfly, Quarterly, Monthly(ECS)

Term :
16 Year
20 Year
24 Year 

P.P.T.
For Term 16 Year Ppt 10 year
For Term 20 Year Ppt 12 Year
For Term 24 Year ppt 15 year

Minimum Entry Age :
14 Year Completed

Maximum Entry Age :
For Term 16Year - 50 Year (Nearest Birthday)
For Term 20 Year - 45 Year (Nearest Birthday)
For Term 24 Year - 41 Year (Nearest Birthday)

Maximum Maturity Age :
For Term 16Year - 66 Year
For Term 20 & 24 Year - 65 Year

Minimum Sum Assured :
1,00,000

Maximum Sum Assured :
5,00,000

Extended Cover after Completion of Policy term. Extended Cover Period equal to half of the policy term.

Policy Benefits :

On Death :
On death during first five policy years:
  Sum-Assured on death

On death after five policy years:
Sum-Assured on death + Loyalty addition if any.

where Sum-Assured on death is Basic Sum-Assured,OR
10 times of Annualized Premium, OR
105%of all Premiums paid as on death,
WHICHEVER IS HIGHER.

On Survival :
For Term 16:
15% of Basic SA is payable after 4th, 8th and 12th year of policy.
Maturity Time 55% of Basic Sum Assured + Loyalty addition if any.

For Term 20:
15% of Basic SA is payable after 4th, 8th , 12th and 16th year of policy.
Maturity Time 40% of Basic Sum Assured + Loyalty addition if any.

For Term 24:
12% of Basic SA is payable after 4th, 8th , 12th , 16th and 20th year of policy.
Maturity Time 40% of Basic Sum Assured + Loyalty addition if any.

Surrendered Value :
The Policy can be surrendered at any time during the policy term provided atleast three full years premiums have been paid.

Loan :
Loan Facillity is available under this plan, after payment of premiums for at least 3 full years.

Income Tax Benefit :
• Premium paid under this plan is eligible for TAX rebate under section 80c.
• Maturity under this plan is free under sec 10(10D).

Proposal Form : 300/340/360 shall be used under this plan.

Documents required for LIC Policy

=> Age Proof(any one):
School Leaving Certificate, Passport, Pan Card, Driving License, Birth Certificate

=> Address Proof(any one):
Passport,Voter’s/Election Card, Utility Bills (like Telephone Bill, Ration Card, Postpaid Mobile Bill, Credit Card Bill), Rental Agreement, Bank passbook, Driving License

Android App to Calculate Premium

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If you want to know the exact premium rates, maturity money and other kind of Stuff then you should download the apps i recommend below :

दोस्तों,
अगर आप  LIC के प्रीमियम, maturity के बारे में विस्तार से जानना चाहते है तो आप निम्न एंड्राइड एप्प को डाउनलोड कर सकते है।

1. LIC all in One - Download

2. LIC Mobile - Download

LIC Jeevan Shikhar Plan Features

Plan :Jeevan Shikhar (837)

Product Summary :
LIC’s Jeevan Shikhar is a participating, non-linked, saving cum protection single premium plan wherein the risk cover is ten times of Tabular Single Premium

Premium Payment Mode:
Single Premium

Term :
15 Year

Minimum Entry Age :
 6 years (completed)

Maximum Entry Age :
 45 years (nearer birthday)

Minimum Sum Assured :
1,00,000

Maximum Sum Assured :
NO LIMIT (Depending upon Income)
Higher Maturity Sum Assured than MSA amount shall be in multiple of Rs. 20000/-

Policy Benefits :

LIC Anmol Jeevan Plan Features

Plan :Anmol Jeevan(822)

Product Summary :
LIC Anmool Jeevan 2 plan number 822 is a regular premium paying conventional without profit pure protection plan.

Premium Payment Mode:
Yearly, Halfly

Term :
 5 to 25 Years

Minimum Entry Age :
18 Years (Completed)

Maximum Entry Age :
55 Years (Nearest Birthday)

Maximum Cover Ceasing Age :
65 Years (Nearest Birthday)

Minimum Sum Assured :
 6,00,000

Maximum Sum Assured :
24,00,000

Policy Benefits :

LIC Amulya Jeevan Plan Plan Features

Plan :Amulya Jeevan(823)

Product Summary :
LIC Amulya Jeevan 2 plan number 823 is a regular premium paying conventional without profit pure protection plan.

Premium Payment Mode:
Yearly, Halfly

Term :
 5 to 35 Years

Minimum Entry Age :
18 Years (Completed)

Maximum Entry Age :
60 Years (Nearest Birthday)

Minimum Sum Assured :
25,00,000

Maximum Sum Assured :
NO LIMIT

Policy Benefits :

LIC Jeevan Nidhi Plan Features

Plan :New Jeevan Nidhi(818)

Product Summary :
LIC New Jeevan Nidhi(818) Plan is a conventional with profits pension plan which provides for death cover during the deferment period and offers annuity on survival to the date of vesting.

Premium Payment Mode:
Yearly, Halfly, Quarterly, Monthly(ECS)

Term :
 7 to 35 years

Minimum Entry Age :
  20 Year Completed

Maximum Entry Age :
 58 Year (Nearest Birthday)

Minimum Vesting Age :
 55 Year

Maximum Vesting Age :
 65 Year

Minimum Sum Assured :
 1,00,000

Maximum Sum Assured :
NO LIMIT (Depending upon Income)

• Maximum Accidental Death and Disability Benefit Rider up to age 70.


Policy Benefits :

LIC BIMA DIAMOND PLAN FEATURES 841

Plan :Bima Diamond (841) Product Summary : LIC's Bima Diamond Plan (841) is a non-linked, with-profits, limited premium payment money ...